Free tool

Try the Ultimate Retirement Calculator

A live demo of our WordPress plugin. Enter your details below and see your projected retirement balance, funding score, and year-by-year projection instantly.

Ultimate Retirement Calculator

Model every retirement scenario — savings, phased contributions, lump sums, and post-retirement income streams.

Personal information

Current age

Retirement age

Life expectancy

Conventional retirement planning

Current total savings

Desired annual retirement income (today's $)

Desired estate at death

Monthly savings contributions

Amount / month

Annual increase %

Start age

Stop age

ROI — pre-retirement %

ROI — retirement %

Retirement tax rate %

Inflation rate %

Advanced planning

Every N years of retirement…

…reduce income need by %

One-time lump-sum events (inheritance, home sale, RV, college, etc.)

Post-retirement income streams (pension, social security, rentals, annuity)

Savings at retirement (based on entries)

—

Savings needed at retirement

—

Surplus / (shortfall)

—

Extra monthly contribution needed

—

Year-by-year projection

Age	Contributions	Withdrawals	Growth	Balance (end of year)

Like it? Get the plugin.

Drop this same calculator into any WordPress site with the Monkeez Financial Calculators plugin.

View the plugin →